Why Indians Take Loans: The Real Reasons Behind Rising Debt
Edited By WION Video Desk
Published: Apr 29, 2026, 11:45 IST | Updated: Apr 29, 2026, 11:45 IST
India's borrowing is massively driven by asset creation, particularly homes. Mortgages drive a massive portion of borrowing in India.
Data indicates that home loans constitute nearly 49 percent of the total retail loans, making housing the dominant factor in Indian household debt. We decode that and more in this next report. Take a look.
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