Indian tech workers in the US never get paid billions in Social Security contributions. This is  due to the absence of a totalisation agreement between India and the US. There is no refunds or benefits when these workers return. Where's the money gone?

US keeps BILLIONS OF DOLLARS of Indian techies and skilled workers because of this reason. What is totalisation pact?

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US keeps BILLIONS OF DOLLARS of Indian techies and skilled workers because of this reason. What is totalisation pact?