Earlier, credit checks used to be a rare event. You only looked at your credit history when a loan was rejected or a credit card was denied. But that world has changed completely. Today, credit reports are just a click away — and monitoring them regularly has become a core part of financial planning.


Explainer: Why credit monitoring matters in 2025?

A credit score is an indicator of how consistent you are with repaying your debts. When you borrow money from lenders like banks, your repayment information is sent to credit information companies that compute a credit score. The higher your credit score, the better your chances of securing loans with favourable terms. A credit score is also known as a credit rating.


How to improve your credit score? | How Buy Now Pay Later works? |

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Explainer: Why credit monitoring matters in 2025?

How to improve your credit score? | How Buy Now Pay Later works? |