One must ensure making credit card payments on time. Taking this small step can potentially lead to improving your credit score.
With a good and balanced mixture of secured and unsecured credit, one can improve their credit score. It will help show that one has responsible borrowing behaviour.
By tracking your credit report regularly, you will be able to understand what are the discrepancies in your record. It will help one to take action in time to keep the credit score better.
One must only get a credit card or loan if necessary. This will help in skipping unnecessary defaults and help you retain a good credit score.
Regular on-time payments are necessary. Having a long credit history will help lenders to know that you have good credit management skills.
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